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A lot of the articles here on Common Cents Hub are focused on making extra money, and also how to make extra money. That’s because acquiring the knowledge of how to make extra money and then being able to actually make extra money – even if it’s just a few hundred extra dollars a month, can sometimes be the difference between barely getting by and starting to really get ahead.
For many people, making extra money seems like it would be nice, but when you’re already burdened with a full-time job, kids, and a list of to-do’s a foot long taking on anything else seems impossible.
But if you were able to somehow make extra money – maybe just enough to pay off your credit cards and establish an emergency fund, you’d get into a position where you could actually start saving money.
Here’s how making extra money can help you:
- You can pay off those three or four credit cards that are draining away every dollar each month.
- Once those balances are gone, you can establish an emergency fund.
- When you have a real emergency fund you won’t need to rely so much on credit.
- Making extra money will enable you to accelerate your retirement fund.
- You won’t panic when the kids need school shoes, a soccer uniform or have a class trip.
- Having more than one income source is always a good idea.
- You may uncover a talent you never knew you had or find your side hustle growing into a full-time job.
Before you say, “I don’t have the experience” or “I’m not qualified”, know that all of the methods here don’t require a college degree. I’m only listing here, methods to make extra money that don’t require experience and that you can do on a shoestring.
And once you focus on one or even a couple of these, there’s no reason you shouldn’t be able to earn at least $500 of extra money each month.
Related Posts on How to Make Extra Money:
Sure Bet Side Hustles to Make Extra Money
Starting a Blog
I’ve included this first because it has the biggest income potential. Sure, you’ll have to work at it, but remember:
Most of the biggest earning bloggers freely admit that they knew nothing about blogging when they began. They either started it on a whim, as a way to document their own experience, or they just started it as a side hustle.
You absolutely do not need to be a computer expert to start a blog. The initial investment to get your blog hosted would cost about $59 per year (that’s like coffee money for a few months).
And if you put the work in, a blog has the potential to not only earn extra money but earn more than you’d ever earn in a traditional job.
If you have no idea how to go about starting a blog, check out my post How to Create a Blog That Will Replace Your Income. The whole process takes about 20 minutes. And from there, the sky’s the limit.
Most people work 9 to 5 jobs, and tons of them own dogs. Around 46 million of them. So, there’s bound to be a handful in your neighborhood. Dog walking is one of the easiest side hustles to get into, and could even lead to full-time income.
Imagine how many people in your own neighborhood leave their poor dog to face a long lonely day of staring out the window. A percentage of those people regularly pay someone to stop by and spend 15 minutes with the poor guy. You can charge between $15-$25 dollars per visit, so this is a way to make extra money for a minimal investment of time, with virtually no experience and easily make at least $100 per week.
How would you drum up business? Spread the word among neighbors and friends that you’re available to stop by. Once you get a few under your belt, now you have references for other jobs. Then spend about $15 dollars on a box of business cards and put some up at the local Vet office, the dentist, the real estate office or supermarket. Chances are, as soon as you get a handful of jobs, word of mouth will get you more.
You can also find regular jobs on Care.com
Get Paid for Your Photos
Doesn’t everyone have tons of photos on their phone from the beach, the woods or a landmark in the city? If you have some favorites where you caught a beautiful sunset or a cool home or building you could make extra money selling them. Try installing Foap, and scroll through your camera roll to submit some.
How does it work?
Just create a free account on Foap and upload some photos. They’ll license them out to people for $10 dollars and then split it with you. So, you’ll pocket $5 dollars for each photo that sells, and the same photo can sell repeatedly.
Get Paid to Provide Childcare
Create an account on Care.com and you can make extra money babysitting, caring for elders, pets or even housekeeping. If you’re between the ages of 15-18 you’ll need to create a parent-sponsored account, and then you too can begin making extra money. Just create an account and then search their database for work. You don’t even need to handle cash if you set up direct deposit.
How much can you make? Among the various tips on their site, is a wage calculator where you can determine a suggested rate based on your area, your level of experience and the particular job.
Of course, babysitting can also be done in your own neighborhood just through word of mouth. A good reliable babysitter is worth their weight in gold to parents with young kids. And $50 or so for a few hours isn’t bad.
Babysit Someone’s Home
Caring for children or seniors can be a nice gig, but empty homes are quiet and don’t talk back. You can also make extra money on Care.com checking in on the empty homes of vacationers or even be paid to stay in them.
Another way you can make extra money is to advertise your services as a Homewatch company. You’d need to get bonded and insured (which may cost you a few hundred dollars). But if you live in an area where people vacate their homes for weeks at a time, many of them will pay $50 for you to stop in and just make sure everything is ok. You’d have a key and just go in and check to make sure everything is secure, there’s no leaks or damage and then report back to the owner.
Sell Your Artwork
Do you have an artistic flare? Sites like Etsy, Cafe Press, and Zazzle make it easy to sell your crafts. You’d be surprised at how many people not only make extra money but actually earn a living from something that started as a hobby.
Whether your talent lies in duct tape wallets, hand-made jewelry, photography, knitting, woodwork or any number of genres, there’s probably a market for your creations.
You could also market them on Amazon Handmade, or even create your own website and collect payments through PayPal.
By the way, don’t be intimidated about creating your own website. It’s much easier than you’d think. Check out my tutorial on how you can get your own site up and running in about 20 minutes.
Do you have teaching experience or an expertise in a certain area? You can be earning about $40/hour by tutoring a student for an hour. Or if you can group a couple kids in the same hour, give them a little discount to $30/hour and pocket $60/hour for yourself. For kids struggling to learn a certain concept, that extra hour of help can be a huge boost.
How can you make extra money tutoring? One way is to make your services known in your local PTA.
Another way is to register with Study Pool. Students use Study Pool to find answers to questions in various subject areas. You can sign up as a tutor and be paid to answer their questions. How it works – as a tutor, you’d browse the submitted questions and then “bid” on various questions. In your bid you’d specify the time frame you’ll have it answered by, and propose a price. If your bid is selected, you’re off to the races. There’s no limit to the number of questions you can be paid to provide answers for.
Or you can just tutor around town. To make around $40 an hour, close to home on a schedule that works for you sounds good to me!
While we’re on the subject of teaching, Udemy is another way you can make extra money from your expertise in –anything! Whatever you have experience in – languages, math, science, knitting, drawing, computer skills and so on.
Here’s how it works – You’d create an account with Udemy, and use their site to create your own course. Udemy will assist you to market your course anywhere in the world. You’re totally in charge of your content, pricing, and scheduling, but they’ll handle any payment processing from your customers to you.
Make Extra Money for Giving Your Opinion
If you’re sitting on the couch at night, waiting at the doctor’s office, or waiting for your kids to finish soccer practice, why not take a few simple surveys and be paid for it. Taking surveys won’t exactly pay your rent, but they can be a steady source of extra income that you can earn in your spare time – like literally any time.
A few of the popular ones are:
Inbox Dollars does marketing research on consumer preferences. Why? Well, various businesses need information about potential customer’s tastes and preferences. Instead of hiring their own marketing department, companies pay a service like Inbox Dollars for their research.
So, Inbox Dollars creates surveys or has you watch short videos and then enter your preferences. You can make extra money just by providing your input to basic questions. It’s free to sign up and these are not long and drawn out. Complete them on your lunch break, while the kids are napping or whenever you have 15-20 minutes.
Survey Junkie – Really simple to sign up for and use, Survey Junkie has over 5 million users. For surveys you take, payments are made right to your Paypal account.
Swagbucks is similar to Inbox Dollars, in that you sign up for free, then you’d click to download their browser add-on. That will keep track of the activities you do, like watching short videos or taking surveys. You accumulate “SB” points which you can redeem for gift cards from places like Amazon, Target, Walmart, PayPal, and Starbucks.
So, they’re not actually paying you cash, but you’ll have gift cards for stores that you’d be shopping at anyway. You’ll also accumulate points just for doing your own online shopping. Businesses can tell that you’re making purchases through Swagbucks, so they pay Swagbucks and Swagbucks shares a portion of that payment with you by awarding you points.
Drive for Uber or Lyft
Did you know that the average car sits unused 95% of the time? That’s a lot of money to invest in an asset that’s used so little. So, why not have your car start earning its keep? You can drive with Uber and give them 20% and keep 80% for yourself. You’d be your own boss and decide whatever fares you want to accept. You wouldn’t be driving all over the state either. You can decide what fares you’ll accept.
Here’s what you’ll need – A four door car that seats at least four people other than the driver. You’ll need to have a valid, in-state driver’s license, and your car needs to be registered and insured in the state you’re working in. You can easily make several hundred dollars per week driving part-time.
RELATED POST – 10 Insanely Simple Ways to Save Money
Rent a Room out with Airbnb
Do you have an extra room in your house, or an empty apartment or home? You can earn extra money renting it out to travelers on Airbnb. It’s a great way to make money and meet people from around the world at the same time. Or if you’ve felt the urge to go on an extended trip why not have your mortgage or rent paid for while you’re gone. If you plan ahead, you can travel for a fraction of the usual cost.
Sure, you’ll have to roll up your sleeves to clean homes, but this is something you can get started at a really low cost. Have a broom, a vacuum, some spray cleaner? You’re good to go. The flexibility to schedule your own hours, and the ability to bring home $100 for a few hours of work make cleaning a great way to make extra money. Have some business cards made and distribute some at local realty offices, the supermarket, vet or dental office. Once you have a few clients, word of mouth could be enough to fill your schedule.
If you live in an area with a lot of seasonal visitors like I do, you can really clean up on the rental changeover day – when one renter leaves and another comes in a few hours later.
Another way to find clients could be through Care.com.
Computer Support Service
Who doesn’t own a laptop or desktop these days? Most homes have multiple devices, and you’d be surprised at how many of them are discarded due to problems that can be resolved by someone with a bit of experience. Things like virus scans, basic application installs, printer setups, and memory upgrades make many people throw up their hands in frustration. $75/hour is a pretty standard rate for computer support. Put some business cards in your local supermarket, community college, retirement village, dental office, or create a basic website to advertise.
Some of the computer skills we take for granted are still lacking for many people. You can connect with people through your local recreation department, senior citizen group, library or any number of places. If you can explain things in a clear, easy to understand way, your skills will be very marketable and you’ll be able to make extra money this way.
Consulting / Coaching
Do you have an expertise or a talent in a particular field? Maybe bookkeeping, computer skills, a foreign language, soccer or track experience? A lot of kids may be a member of a sports team but may want some individual coaching. Local small business owners may be up to their eyeballs in work and could use a skilled bookkeeper. Consulting is another area you can get into without a huge investment and $50-$60 an hour is pretty common.
There are millions of people supplementing their income by freelancing in their spare time. You can make extra money freelancing in so many different areas. What are you skilled in? Graphic design, bookkeeping, banging out typewritten reports? Almost any skill you have, there’s probably a market for it. You can find how other people are advertising their skills on sites like Upwork and get an idea of how to pitch your own freelancing gig to potential clients.
Junk Hauling Service
Do you own a pickup truck or small trailer? Lots of people would like to clean out their basement, garage, or toss out the unsold remains from their garage sale. If your town has a designated location to bring unwanted items, you could make extra money by helping them out.
Publishing and selling your own eBooks on Amazon is one of the best ways to generate passive income.
Here’s why – you do the work once, then earn a steady income from it. And don’t let the word “publishing” scare you away. Amazon’s Kindle Direct Publishing is one of the most accessible ways for you to get your ideas in front of potentially millions of people.
One of the best ways to get into KDP is to produce non-fiction books of no more than 40-50 pages. You’d charge between $1.99 and $3.99. These can be how to books, a guide on a certain topic, or destination, recipes, a summary of your experience with a particular topic – there are dozens of topics you could write about.
Think about it. Millions of people already have their account setup within Amazon, and they can make a purchase within seconds. If you can offer an interesting how-to process, a review or a description of a certain place – you can put it in front of millions of buyers. And at this price range, buyers are not going to agonize over spending the money.
How would it work? You’d write your eBook in whatever application you normally use. You can edit it yourself, or pay someone a reasonable fee. Then you’d create a cover for your book. Again, you can pay someone to do that, or use Amazon’s built-in, easy to use cover-wizard. Then upload your book, using Amazon’s KDP wizard, choose the price you want to charge, and you’re done.
You can get as elaborate as you want, like hiring an editor, a cover designer, or a marketing consultant. But the point is, none of that is necessary to get your foot in the door and get started. You can literally start writing tonight and have a published book on the largest platform in the world and be making extra money within the next few weeks.
Millions of people try and fail at various fitness programs because they’re not sure how to approach it. They may not know how to put together a program for their fitness level that will challenge them, enable them to progress, and be accountable to it. If you have some experience at running, working out, tennis, golf, yoga or any number of fitness areas, then you have something to offer.
This doesn’t have to be limited to the people in your neighborhood. You can easily put up a website and offer your services as a virtual trainer. How would that work? Let’s say you’ve run for 15 years and have trained for numerous distances over the years. You’d advertise your services on your own website, and when someone contacts you, whether they’re in the next town or six states away, you can do a fitness assessment over the phone or online. Once you have the customer’s profile, you can provide a program and then set up a designated day and time when you’ll check in on their progress. You can adjust the program as needed, and you can collect payments through PayPal.
Since a virtual trainer doesn’t travel every day to meet clients, you can take on more clients and earn more. A good example of this is the site Lazy Girl Running.
The expense to board a pet in a kennel is approaching what you’d pay for a hotel. And I’ve realized several times, right before we’re scheduled to leave for a few days, that our dog is overdue for a shot. So, to get away for a weekend a dog owner can easily shell out several hundred dollars before leaving home. Or more if they own two pets. Many people would be happy to pay you $15-$20 to stop by for thirty minutes to feed, walk and spend a little time with their pet. They’ll save money, their pets would be happier in their own home, and you have money in your pocket. It’s a win all around.
Just like their owners, pets require haircuts too. A mobile pet grooming service can be a low-cost part-time business.
Pool Cleaning Service
If you’ve owned your own pool then you know two things. 1) it’s a bit of a learning curve getting to know the right balance of chemicals needed, and 2) you need to monitor your pool regularly or it can get out of balance and look like a bad science project within a week. So, if you’re already familiar with the process, why not make extra money to visit a few pools in your neighborhood. This is one of those gigs where word of mouth will help you. Tack some business cards in your local supermarket, dentist office, pool store or community center. Once you get a couple jobs under your belt, and people appreciate their clear pools and free time, you’ll hear from their neighbors.
This is one of those gigs where word of mouth will help you. Tack some business cards in your local supermarket, dentist office, pool store or community center. Once you get a couple jobs under your belt, and people appreciate their clear pools and free time, you’ll hear from their neighbors.
Rec Sports Officiating
Local recreational sports leagues are often in need of referees. This can be a great way to make money and get a bit of exercise at the same time. Local soccer leagues would want you to have an “F License” to referee. Many towns conduct classes leading to your F license, but you can also get your license online at US Soccer. It’s a two-hour course that will run you $25 dollars, and you’ll have to be at least 16 years old. Once you have your license, you can make about $25 per game.
One nice thing about referee gigs is that they’re almost always on the weekend or during the week after business hours so you can make extra money without interfering with your regular job.
Design Your Own T-Shirts and Drop-Ship Them
Have you ever thought of a great design or saying that you thought would make a great t-shirt? You don’t need to own a screen printer or even t-shirts. Just log in to Teespring, create your own custom design and have them shipped from Teespring to your customer. Have a great idea for a T-shirt? Put it on eBay, Facebook or another platform and you’ll only lay out the money for shirts once you have a sale.
Become a Translator
Are you multilingual? If so, you can take advantage of one of the fastest growing occupations in the nation. One place you can get work is on Verbalizeit. You can choose to work only the jobs you want. You can work translating documents or transcribing. You’ll take a short test when you sign up, and then accept whatever jobs you want.
Become a mystery shopper
Do you enjoy shopping? Why not get paid for it?
A mystery shopper is when you’re paid to pose as a regular customer and shop at a certain business. Then after your visit to their business you provide simple feedback on it. You’d report on things like their customer service, or the overall appearance of the store. In return for your review, you’ll receive a fee. You may also be expected to make a purchase, but you’d be reimbursed for it.
Just beware of any companies that ask you to pay to sign up. Legitimate mystery shopping gigs should not be asking you to pay anything to sign up. One way you can make sure is to check on their site to see if they’re a member of the MSPA. This is the organization that regulates mystery shopping businesses.
Once you sign up, then look on their site for an available merchant to shop at. Just think – you could sign up for companies that you’d be going to anyway.
Here’s a list of reputable companies you can start with:
So there are 25 different ways you can use to make extra money that’ll help to pay down your debt or maybe afford something that you can’t now. You could even use the extra income to pay for some training or education to get you to the next level in your career. Or you just may find one of these gigs to be lucrative enough to do full-time.
Have you come across a good opportunity to make a side income? How did it work out for you?